Sunday, August 3, 2014

Stop flushing those Points & Miles down the toilet!

Stop flushing YOUR Points & Miles down the toilet!

Each and every day you are consuming products which could earn points and miles for your future trip. Are you maximizing those opportunities? Everyday products such as toilet paper, toothpaste, Pledge cleaner, deodorant, all manner of make up products, trash bags. . . .the list is endless.

Ok, so you say "but I've stopped using that no points/no rewards debit card linked to my checking account that I was so attached to and started using my new credit card which earns a point/mile for all other purchases when I shop for my household products." Well, that's a start, but you can do so much better, really!

It's time for another round of household products purchases here in our home. So, a text has been sent out to all the kids (they're all teenagers=primary means of communication) asking what items they need. They know if they want it to text their list back now. I like to purchase these items online and purchase from several different locations depending upon their current offers and today my source of choice is Drugstore.com.

I like Drugstore.com for a variety of reasons:

- Generally they offer the most points per $ for these items through online shopping portals

- They frequently offer Coupons on the items I'm going to order anyway and all I have to do is click to receive that $1.00 off or that Buy 2 Get 1 Free offer in the item description.

- Here in our little flyover middle America state they don't charge sales tax. I'm not sure if they do in other states. Regardless, thats a savings of 9% plus right there.

- Shipping is FREE for orders over $35. And trust me, meeting that minimum is NEVER an issue around here.

- Each order earns Drugstore.com Dollars. Thats 5% on your order back as a credit for a future order. You can redeem your Drugstore.com Dollars at end of each quarter for a period of 1 month. 


So I have our order list ready. Now I check the various Airline/Hotel/Credit Card shopping portals to see who has the best offer for Drugstore.com. I could use Southwest Rapid Rewards which has a back to school bonus going on now, Delta Skymiles which has BTS bonus too, Mariott Shop My Way Rewards, Chase Ultimate Rewards. . . .  .and so many other options.  I choose to go through my Barclays Rewards Boost portal, made available to me since I have a Barclays Arrival+ World Elite Mastercard, which today offers 4 points/$ today as I want to add to my Barclays Arrival Miles.



I click through the Shop Now button which takes me to Drugstore.com where I log onto my account and select the items we need to order. Once I have my selections completed I scroll down to the bottom of my order where you can find my order total, free shipping, coupons utilized today, and Drugstore.com Dollars earned which are redeemable in October.




Now that it's time to checkout I consider what credit card to use. Just because I'm using the Barclays Rewards Boost shopping portal doesn't mean I have to use any of my Barclays credit cards, because I don't.  You can still use any credit card of choice for your purchase. So, what will be my optimum earning credit card to use here? 

Here is an opportune time to use a credit card that earns 3X points at drugstores like a Citi Hilton HHonors Visa or Hilton HHonors Surpass card from American Express or a credit card with a rotating quarterly bonus which often includes a drugstore category.

So lets look at this now:
Old way to purchase household items is $77 x 1 pt/$ = 77 points 

New Way to purchase household items is
Barclays Arrival Points shopping at Drugstore.com  $77 x 4 pts/$ =  308 pts
Hilton HHonors Points paying at Drugstore.com       $77 x 3 pts/$ =  231 pts

Total Points earned for future travel for your $77 purchase = 539 points

All while potentially saving money, saving sales tax, no shipping charge and getting a 5% credit on a future order!

So in a few days on my Barclays Rewards Boost statement I will find 308 points earned in the Points Earned column of my statement. See statement below for how an order I placed a few weeks ago for household items earned 422 Barclays Arrival Miles.


Here's the point. All these extra points can be yours just for changing the way you purchase the items you use every day and are going to buy anyway and be deposited into your Points & Miles accounts.

Stop! Don't flush those extra 462 points down the toilet! They are yours to collect!

If and when you read about something on Points2Miles, and a link is provided to sign up or apply, and you decide to go for it we would appreciate you using our link so that we get a small referral point/mile bonus. Feel free to e-mail 4Points2Miles@gmail.com anytime you have questions. This is not a for-profit blog. Just passing along tips to anyone who is interested. Thanks!



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